Equity Zero Mortgage

Making Homeownership A Reality!

What if we told you that you could buy a home even if you don’t have thousands saved for a down payment and closing costs? It’s true! If you have a good job and steady income, you may qualify for an Equity Zero Loan. Our unique 1st and 2nd mortgage covers down payment and closing costs. Here are a few examples of people this loan has helped:
 

Rick had been looking at houses for a while and was finally in contract on a great home. They had nothing but issues with their realtor and lender and ended up losing their Earnest Money Deposit, Appraisal fee and Inspection fee. This caused them to switch realtors who then referred them to Equity Resources. Rick needed help with a down payment as they didn’t want to drain their savings completely to buy a home. We looked into state housing programs but the rate would have been much higher and Debt to Income (DTI) would have been an issue. With Equity Zero, we were able to get them the down payment assistance they needed at a lower rate while also keeping the DTI in line.
 

Andi is a single mom who had spent her life renting. Living paycheck to paycheck, the dream of owning a home always felt just out of reach. When she came to us, she wasn’t just looking for a house, she was searching for stability, for a place her family could finally call their own. We were honored to help her take that step. Through our Equity Zero program, Andi became a homeowner with only $450 out of pocket! Now, instead of paying rent, she’s building a future.

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This is what Equity Zero Buyers have said about their experience:

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“Phenomenal. They helped us out so much with getting everything in order to be able to purchase our home. Very friendly and answered all of our questions. I would recommend to anyone looking to buy their new home. Again phenomenal!” – Dawn

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“Seamless! Very professional, very responsive to any questions or concerns and always has the clients best interest! We 100% recommend, they will lead you in the right direction in your process of purchasing!” – Elijah & Ashley

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Loan Details:

• Credit Score from 600-850

• No Income Limits

• No Geographic Limits

• FTHB or Homeowners Moving Up! (Must be primary residence)

• Plus our Underwriting is Next Day!

 

Want to see if you qualify? Reach out today!