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Nicki Smith, Mortgage Specialist - Equity Resources, Inc. Temperance, MI 3.jpg

Nicki Smith

Office: 419-466-2844
Fax: 740-618-8930


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I Make Home Loans Stress Free
My goal is to help each client I work with customize the best home loan program when Purchasing or Refinancing their home.

Serving NW Ohio, SE Michigan & Florida

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Home Loans
should be easy

Our customized approach to assisting buyers purchase and refinance a home sets us apart from others in our industry.  We pride ourselves on our communication, expertise, and professionalism. Call me to see why we are the best providers
of home loans.


Purchasing a New Home? Or Need to Refinance?

Exciting, but scary at the same time. Don't worry, we will make the process simple and take the fear out of it.


The Mortgage Process has never been easier!

Learn about our simple and fast mortgage process using the Equity247 App.

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Have Questions?
I'm here to help!

Send me your name, email or phone number
and I will reach out to you as soon as possible!

Thanks! Message sent.

About Me


I have been in the mortgage industry for over 25 years and specialize in VA, FHA, OHFA, USDA, CONVENTIONAL, and MSHDA. I also offer Home Equity Loans, Bridge Loans, and Debt Service Coverage Ratio (DSCR) loans.


Want to know the steps to take for a future home purchase? I would love to help! I pride myself in meeting deadlines and am dedicated to making sure the process is smooth and easy for all involved.

I have been married for 21 years and am a twin mom.  My kids play hockey, softball, and do karate so I know how to multi task and make things happen quickly and with ease.  Call me today 419-466-2844.


"Nicki and everybody that worked on the loan for myself work very hard and very fast. I was in an awkward position and everybody came through. Thank you so much"


"Nichole was very professional and willing to go above and beyond to help. "


Loan Programs


The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.


Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.


These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.


VA loans are a benefit to our veterans.  They're low interest rate loans with no downpayment required.

Equity Resources, Inc.
7200 Lewis Avenue * Suite B4 * Temperance, MI 48182
Corporate NMLS 1579.
 Nicki Smith NMLS 563997, MI FR0018548, FL MLDB15748,
DBA Equity Resources of Ohio. Certain limitations apply, call for details.
Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website

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