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Nicki Smith

7200 Lewis Avenue, Ste B4
Temperance, Michigan 48182

Office - 419-466-2844

Fax - 740-618-8905

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Nicki Smith, Mortgage Specialist - Equity Resources, Inc. Temperance, MI 2.jpg

Serving NW Ohio, SE Michigan & Florida

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About Me


I have been in the mortgage industry for over 25 years and specialize in VA, FHA, OHFA, USDA, CONVENTIONAL, and MSHDA. I also offer Home Equity Loans, Bridge Loans, and Debt Service Coverage Ratio (DSCR) loans.


Want to know the steps to take for a future home purchase? I would love to help! I pride myself in meeting deadlines and am dedicated to making sure the process is smooth and easy for all involved.

I have been married for 21 years and am a twin mom.  My kids play hockey, softball, and do karate so I know how to multi task and make things happen quickly and with ease.  Call me today 419-466-2844.


"Nicki and everybody that worked on the loan for myself work very hard and very fast. I was in an awkward position and everybody came through. Thank you so much"


"Nichole was very professional and willing to go above and beyond to help. "


Loan Programs


The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.


Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.


These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.


VA loans are a benefit to our veterans.  They're low interest rate loans with no downpayment required.

Equity Resources, Inc.
7200 Lewis Avenue * Suite B4 * Temperance, MI 48182
Corporate NMLS 1579.
 Nicki Smith NMLS 563997, MI FR0018548, FL MLDB15748,
DBA Equity Resources of Ohio. Certain limitations apply, call for details.
Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website

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