Nicki Smith

7200 Lewis Avenue, Ste B4
Temperance, Michigan 48182

Office - 419-466-2844

Fax - 740-322-5925

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Serving NW Ohio and SE Michigan

Have Questions?
I'm here to help!

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and I will reach out to you as soon as possible!

About Me

I have been in the mortgage industry for over 15 years and specialize in VA, FHA, Conventional, OHFA, USDA, and MSHDA home loans. Whether you’re interested in refinancing, ready to purchase a home, or want to know the steps to take for a future home purchase, I would love to help! I pride myself in meeting deadlines and am dedicated to making sure the process is smooth and easy for all involved. Your referrals mean the world to me and you can rest assured I will treat them with the same Raving Fan Service you would expect.

I live in Toledo, Ohio with my husband and our twins Bracken and Raelynn.

"Nicki and everybody that worked on the loan for myself work very hard and very fast. I was in an awkward position and everybody came through. Thank you so much"

-Mark

"Nichole was very professional and willing to go above and beyond to help. "

-Jennifer 

Loan Programs

Conventional

The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.

FHA

Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.

USDA

These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.

VA

VA loans are a benefit to our veterans.  They're low interest rate loans with no downpayment required.

Nicki Smith NMLS 563997, LO.021886.001 - Michigan FR0018548 dba Equity Resources of Ohio

7200 Lewis Avenue * Suite B4 * Temperance, MI 48182

Equity Resources, Inc. is an Equal Housing Lender. NMLS 1579.

Certain limitations apply, call for details. Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website