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Being raised in a steel town one of five sons to Chas & Pat two wonderful parents who had blue collar jobs, I obtained a true understanding of making every dollar count.  In my family, money was always tight.  I witnessed my father work three jobs to make ends meet.  The work ethics instilled upon me by that atmosphere, along with my own family's needs, has given me the background necessary to understand the needs of my clients and their families.


I began my career in 1988, a graduate of Robert Morris University in Pittsburgh, employed by a local finance company.  During the next six years, I served the community with consumer loans and mortgages.  In 1994 I became a bankruptcy specialist with a large bank and worked closely meeting the needs of customers who had mortgages that were in bankruptcy.

Since 1995, I have been with Pennsylvania Equity Resources taking pride in meeting the mortgage needs of my clients.  During this time I have held several positions including Mortgage Specialist, Branch Manager and District Manager.


In 2009 while working at Equity Resources I also became the only Mortgage Specialist chosen to represent Churchill Mortgage in the States of Pennsylvania and Ohio. Churchill Mortgage located in the Nashville area is the only Mortgage Company exclusively endorsed by Syndicated talk show host, and Fox News contributor Dave Ramsey. My career contributions led a professional peer group to identify me as their sole chosen trusted advisor for Mr. Ramsey’s viewers and listeners and to provide the service that he endorses through Churchill Mortgage.

As a consultant of mortgage solutions that help clients become debt free, I analyze each client to understand their current financial condition while preparing solutions that meet their needs and goals. In the end, the clients financial position is the best it can be when we our time is completed.  As a result of my services the majority of my business comes from referrals. This is affirmation that the clients I have helped are satisfied with my solutions, products and service.


Watch this, then apply!

A simpler home purchase
 and refinance process.


Equity247 is our digital mortgage platform built to elevate
the consumer lending experience when buying a home or
refinancing. This technology allows borrowers to apply, get
updates, keep track of to do lists and upload documents
right from their mobile phone or computer.


     - Streamline the loan process
     - Decrease the time it takes to get funded and into your home
     - Intuitive application that personalizes further questions
       and documentation needed based on client answers
     - Link direct to your bank account and employment
     - Save time, increase accuracy and less paperwork!
     - View your mortgage information and status when it is
       convenient for you
     - Upload images or documents directly to your personal
       mortgage hub from your mobile phone, computer or tablet
     - Reach your Mortgage Specialist with one click
     - Communication the way you want it, when you want it


My family and I have used Mike's services several times over the years and have come to completely trust him and value his expertise.  He is completely honest and has always treated us with courtesy and respect.  In addition to being a genuinely nice person, Mike is always quick to respond to questions and makes himself available regardless of the day or time.  He is such a calming influence in what can be a stressful situation when purchasing a home.

— Daniel Phillips

For a free analysis, call today at

412-278-9003 or send an e-mail to

Corporate NMLS 1579, Michael Kiss NMLS 78206. DE 18096, FL LO41327 MLDB1628, IN 11055 & 9940,

MD 15822, VA MLO-33210VA, NC L-134393-101, WV MLB-38776

DBA Equity Resources, Inc. and Equity Resources of Ohio, Inc. and PA Equity Resources, Inc.

102 Broadway Street Suite 101 Carnegie, PA 15106

Equity Resources, Inc. is an Equal Housing Lender. NMLS 1579 (NMLS Consumer Access).

Certain limitations apply, call for details. Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website