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Kharon Palmer

Office: 513-965-0015
Cell: 513-505-7726
Fax: 740-618-8930

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Meet Kharon

I became a part of 1stBancorp in 2009. I have over fifteen years experience in the mortgage industry as well as five years as a personal financial consultant. I operated my own mortgage company in the early years of 2000 and have extensive experience in securing residential mortgage loans for persons of all income levels. My customers benefit from my extensive network of real estate, mortgage and financial professionals.

I currently live with my husband on a small farm outside of Cincinnati. I am active in my church and enjoy playing with and coaching the women’s softball team. I also love to visit my son and his family in Hawaii, where he is currently stationed as a Lieutenant Colonel in the Marine Corps.

I look forward to helping you accomplish your home ownership dream.

A simpler home purchase
 and refinance process.


Equity247 is our digital mortgage platform built to elevate
the consumer lending experience when buying a home or
refinancing. This technology allows borrowers to apply, get
updates, keep track of to do lists and upload documents
right from their mobile phone or computer.


     - Streamline the loan process
     - Decrease the time it takes to get funded and into your home
     - Intuitive application that personalizes further questions
       and documentation needed based on client answers
     - Link direct to your bank account and employment
     - Save time, increase accuracy and less paperwork!
     - View your mortgage information and status when it is
       convenient for you
     - Upload images or documents directly to your personal
       mortgage hub from your mobile phone, computer or tablet
     - Reach your Mortgage Specialist with one click
     - Communication the way you want it, when you want it

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"The overall experience with 1st Bancorp was excellent. From start to finish the whole process of getting qualified for our home loan only took 16 working days. We couldnt be happier! And Kharon was fantastic!"


Loan Programs


The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.


Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.


These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.


VA loans are a benefit to our veterans.  They're low interest rate loans with no downpayment required.

400 Techne Center Drive Suite 101 Milford, OH 45150
Corporate NMLS 1579Kharon Palmer (NMLS 62178)

Certain limitations apply, call for details.
Corporate Office 25 S Park Place, Newark, OH 43055.
Toll Free 1-800-270-7082

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