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John Garofalo

Mortgage Specialist

Phone: (202) 262-1824


Your financing is important. Understanding your costs in a mortgage transaction is just as important as your interest rate.  Click here to learn how Equity Resources stands out from other lenders and strives to make you a Raving Fan!

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Have Questions?
I'm here to help!

Send me your name, email or phone number
and I will reach out to you as soon as possible!

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I am licensed in Maryland, Delaware, Washington D.C., Florida, Pennsylvania & Virginia!




The classic loan type - enough options for most financing needs.


Helps borrowers who can't afford a high down payment or who may have credit score issues.


0% down program for  houses that aren't in the middle of a city.


A benefit to our veterans these low interest rate loans are 0% down.

Get To Know Me

I approach mortgage origination as a key component to anyone’s overall financial plan. Cash flow, planning for future college expenses and saving for retirement are important life events affecting most American families.


With over 30 years of experience in mortgage originating, I hold the designation of Certified Residential Mortgage Specialist (CRMS) presented by the National Association of Mortgage Brokers (NAMB) and am a Maryland State certified instructor for the State of Maryland’s mandated 40-hour loan originator licensing course. I graduated from the University of Maryland with a Bachelor of Science degree in Sciences and Conservation Resource Management.


As a past president of the Maryland Association of Mortgage Brokers, I have participated in the passage of Maryland’s requirements for continuing Education Hours for loan orginators. In addition, I have served on a select panel of individuals who developed, drafted and submitted language for HR1040, which was passed as a State law requiring the full licensing of mortgage brokers doing business in the State of Maryland prior to national standards coming into regulation.

Looking to Purchase or Refi?

Watch the video below to learn more about what documents are needed


"They made everything very easy there was a clear list of things that I needed so it was easy to get everything together and get things going. Everybody was very kind and patient with questions and concerns that I had throughout the process"

Equity Resources, Inc.
15800 Crabbs Branch Way, Ste 220 * Rockville, MD 20855
Corporate NMLS 1579. John Garofalo (NMLS 206793) is licensed in DC, DE, FL, MD, PA, VA.

DE 11829, DC MLB318356, FL MLDB1629 DBA Equity Resources Inc of Ohio, PA Equity Resources Inc,
and VA MC-4491 Equity Resources of Ohio Inc. By refinancing an existing loan,
total finance charges may be higher over the life of the loan.

Certain limitations apply, call for details. 
Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website

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