Amber James
Phone: 727-946-7066
Make Your Homeownership Dreams a
Reality in Florida & North Carolina!
Whether Buying or Refinancing, We’re Here to Help You Every Step of the Way.
FROM YOUR SMART PHONE
Why Choose Us?
Ready to buy your first home or refinance your current property in Florida or North Carolina?
At Equity Resources, Inc., we make the home loan process easier, faster, and more personalized to your unique needs. With a wide range of mortgage options and expert advice, we’ll guide you through every step of the journey, ensuring a smooth and successful experience.
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Experienced Professionals: With over 24 years of expertise, we’re committed to helping homeowners like you.
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Tailored Solutions: We offer a variety of loan options to fit your specific situation.
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Dedicated Support: Our team is here to assist and provide answers, making sure you’re confident atevery stage.
Get Started In 3 Easy Steps
Taking the first step is easy, and we’re here to make it seamless for you.
How to Get Started:
Review Your Personalized
Loan Options: Based on your application, I’ll suggest the
best mortgage products
available to you.
Consult with a Mortgage
Expert: Let’s discuss your
options and help you decide
the best path forward.
Have Questions?
I'm here to help!
Send me your name, email or phone number
and I will reach out to you as soon as possible!
Our Loan Programs
Conventional
The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.
FHA
Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.
USDA
These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.
VA
VA loans are a benefit to our veterans. They're low interest rate loans with no downpayment required.
Construction
to Perm
This kind of loan is ideal for borrowers who want to build a custom home from scratch on a chosen lot using a Lender approved builder of their choosing.
Florida
Bond Loan
Many 1st time home buyers will be able to secure a low-interest home loan through the FL Bond program with little to no money down.
FHA
Renovation
A government-insured mortgage that allows the borrower to take out one loan for two purposes – in particular, for home purchase and home renovation.
Need Help Deciding?
Call me at 727-946-7066 for a FREE mortgage consultation today!
I am licensed in Florida & North Carolina!
"I was referred to Amber James and I’m so glad I was. She took time with me to answer a lot of questions and a lot of patience, trust me. It has been 20 years since I owned a home and a lot of things have changed. She was always available at any given time and responded immediately. I have nothing but praise. I highly suggest using her for any of your lending needs. She also looked out for me in certain ways to navigate the best rate for me with her expertise."
-Raving Fan Customer, Tracy
Equity Resources, Inc.
110 W Reynolds St Ste 106 * Plant City, FL 33563
Corporate NMLS 1579. Amber James NMLS 341282, FL MLDB11739
NC L-134393-116 DBA Equity Resources of Ohio, Inc.
Certain limitations apply, call for details.
Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website
