Amber James, Mortgage Specialist - Equit

Amber James

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Loan Programs

Conventional

The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.

FHA

Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.

USDA

These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.

VA

VA loans are a benefit to our veterans.  They're low interest rate loans with no downpayment required.

Construction
to Perm

This kind of loan is ideal for borrowers who want to build a custom home from scratch on a chosen lot using a Lender approved builder of their choosing.

Florida
Bond Loan

 Many 1st time home buyers will be able to secure a low-interest home loan through the FL Bond program with little to no money down.

FHA 
Renovation

A government-insured mortgage that allows the borrower to take out one loan for two purposes – in particular, for home purchase and home renovation.

Watch this, then apply!

A simpler home purchase
 and refinance process.

 Period.

Equity247 is our digital mortgage platform built to elevate
the consumer lending experience when buying a home or
refinancing. This technology allows borrowers to apply, get
updates, keep track of to do lists and upload documents
right from their mobile phone or computer.

BENEFITS:

     - Streamline the loan process
     - Decrease the time it takes to get funded and into your home
     - Intuitive application that personalizes further questions
       and documentation needed based on client answers
     - Link direct to your bank account and employment
     - Save time, increase accuracy and less paperwork!
     - View your mortgage information and status when it is
       convenient for you
     - Upload images or documents directly to your personal
       mortgage hub from your mobile phone, computer or tablet
     - Reach your Mortgage Specialist with one click
     - Communication the way you want it, when you want it

 

"I was referred to Amber James and I’m so glad I was. She took time with me to answer a lot of questions and a lot of patience, trust me. It has been 20 years since I owned a home and a lot of things have changed. She was always available at any given time and responded immediately. I have nothing but praise. I highly suggest using her for any of your lending needs. She also looked out for me in certain ways to navigate the best rate for me with her expertise."

-Raving Fan Customer, Tracy

110 W Reynolds St Ste 106 * Plant City, FL 33563
Corporate NMLS 1579.
 Amber James NMLS 341282,
FL MLDB11739 
 Certain limitations apply, call for details.
Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website

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