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Amber James

Phone: 727-946-7066

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I Make Home Loans Stress Free
My goal is to help each client I work with customize the best home loan program when Purchasing or Refinancing their home.

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Home Loans
should be easy

Our customized approach to assisting buyers purchase and refinance a home sets us apart from others in our industry.  We pride ourselves on our communication, expertise, and professionalism. Call me to see why we are the best providers
of home loans.


Purchasing a New Home? Or Need to Refinance?

Exciting, but scary at the same time. Don't worry, we will make the process simple and take the fear out of it.


The Mortgage Process has never been easier!

Learn about our simple and fast mortgage process using the Equity247 App.

Have Questions?
I'm here to help!

Send me your name, email or phone number
and I will reach out to you as soon as possible!

Thanks! Message sent.

Check Out My Monthly Newsletter!

Loan Programs


The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.


Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.


These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.


VA loans are a benefit to our veterans.  They're low interest rate loans with no downpayment required.

to Perm

This kind of loan is ideal for borrowers who want to build a custom home from scratch on a chosen lot using a Lender approved builder of their choosing.

Bond Loan

 Many 1st time home buyers will be able to secure a low-interest home loan through the FL Bond program with little to no money down.


A government-insured mortgage that allows the borrower to take out one loan for two purposes – in particular, for home purchase and home renovation.

I am licensed in Florida & North Carolina!
A simpler home purchase
and refinance process.


Equity247 is our digital mortgage platform built to elevate
the consumer lending experience when buying a home or
refinancing. This technology allows borrowers to apply, get
updates, keep track of to do lists and upload documents
right from their mobile phone or computer.


                   - Streamline the loan process
                   - Decrease the time it takes to get funded and into your home
                   - Intuitive application that personalizes further questions 
and documentation needed based on client answers
                   - Link direct to your bank account and employment
                   - Save time, increase accuracy and less paperwork!
                   - View your mortgage information and status when it is convenient for you
                   - Upload images or documents directly to your personal mortgage hub from your mobile phone, computer or tablet
                   - Reach your Mortgage Specialist with one click
                   - Communication the way you want it, when you want it

Beautiful Private House in the Suburb

"I was referred to Amber James and I’m so glad I was. She took time with me to answer a lot of questions and a lot of patience, trust me. It has been 20 years since I owned a home and a lot of things have changed. She was always available at any given time and responded immediately. I have nothing but praise. I highly suggest using her for any of your lending needs. She also looked out for me in certain ways to navigate the best rate for me with her expertise."

-Raving Fan Customer, Tracy

Equity Resources, Inc.
110 W Reynolds St Ste 106 * Plant City, FL 33563
Corporate NMLS 1579.
 Amber James NMLS 341282,
FL MLDB11739 
NC L-134393-116 DBA Equity Resources of Ohio, Inc.

 Certain limitations apply, call for details.
Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website

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