VA Loans

The VA Home Loan is now one of the BEST options out there! -The VA interest rate is currently LESS than the Conventional rate. -There is NO mortgage insurance = LOWER payment -The VA home loan goes up to 100% market value!

-On a home PURCHASE, no Down Payment is needed!

-On a REFINANCE, we can refinance ANY current home loan…FHA, USDA or Conventional…into a VA Home Loan.

How a VA Home Loan Works A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The VA home loan is one of the best options available for Veterans since there is no mortgage insurance required. The loan may be issued by qualified lenders. Equity Resources’ in-house underwriting team is approved to review VA appraisals and issue a Notice of Value for VA loans. This allows us to close your VA loan even faster!

Purchase Highlights

-Buy a home with no money down (primary home) -No monthly PMI (Private Mortgage Insurance)

Refinance Highlights -Refinance any mortgage into a VA loan (not just an existing VA loan) -Refinance up to 100% of your primary home’s value -Cash out to 100% of your primary home’s value -No down payment -Low competitive rates -No monthly PMI -Unlimited seller contribution VA Loan Example: VA Loan for $130,000 for 30-Years with no down payment and a fixed 3.875% interest rate/3.98% APR has a monthly sample payment of $923.41 (includes taxes, insurance)*

*Certain restrictions apply. Programs are subject to change without notice. Stated rates and terms are intended as examples only. Call 1-800-270-7082 for current rates and terms.