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About Me

As a seasoned Mortgage Planner, my core philosophy is that every borrower should be educated, not only to get the best mortgage, but also to understand the best financial option for their family’s future. Real estate is power, and making informed decisions helps clients build their power. I have been guiding home buyers and real estate investors since 2005 and my team has over 20 years of lending experience.

 

Purchasing homes, refinancing current mortgages and debt consolidation are my team’s specialties, and each transaction is done with a focus on the long-term well-being of each family. We provide free resources and seminars to our clients so that proper financial decisions can be made. In addition, we work with accountants, insurance agents, and financial planners to help guide their clients’ home buying decisions.

 

We are excited to help families accomplish their financial dreams and goals! Whether you are buying your first home, moving up to your dream home or purchasing an investment property, we look forward to working with you!

Loan Programs

Conventional

The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.

FHA

Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.

USDA

These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.

VA

VA loans are a benefit to our veterans.  They're low interest rate loans with no downpayment required.

Watch this, then apply!

A simpler home purchase
 and refinance process.

 Period.

Equity247 is our digital mortgage platform built to elevate
the consumer lending experience when buying a home or
refinancing. This technology allows borrowers to apply, get
updates, keep track of to do lists and upload documents
right from their mobile phone or computer.

BENEFITS:

     - Streamline the loan process
     - Decrease the time it takes to get funded and into your home
     - Intuitive application that personalizes further questions
       and documentation needed based on client answers
     - Link direct to your bank account and employment
     - Save time, increase accuracy and less paperwork!
     - View your mortgage information and status when it is
       convenient for you
     - Upload images or documents directly to your personal
       mortgage hub from your mobile phone, computer or tablet
     - Reach your Mortgage Specialist with one click
     - Communication the way you want it, when you want it

 

Omar Smith (NMLS 166628) is licensed in the District of Columbia, Maryland, Pennsylvania and Virginia.

DC MLB318356, MD 19299, VA NMLS 1579 (www.nmlsconsumeraccess.org)

DBA Equity Resources of Ohio, Inc.,  Equity Resources, Inc. of Ohio, and PA Equity Resources, Inc.

15800 Crabbs Branch Way, Ste 220 - Rockville, MD 20855

Equity Resources, Inc. is an Equal Housing Lender. NMLS 1579.

Certain limitations apply, call for details. Corporate Office 25 S Park Place, Newark, OH 43055. Toll Free 1-800-270-7082
Equity Resources Website