The classic loan type - with lower downpayments this will require private mortgage insurance, but I have a lot of options to help.
Gov't sponsored program that helps borrowers who can't afford a high down payment or who may have credit score issues.
These loans are gov't backed and are 0% down programs that help set you up with loans as long as the house isn't in the middle of a city.
VA loans are a benefit to our veterans. They're low interest rate loans with no downpayment required.